Banking and Finance
Sub Sector: lending solutions
Exchange:
NSE
Emerge
The company offers three primary types of financial products: (i) Personal Loans, (ii) Unsecured MSME Loans, and (iii) Secured MSME Loans. The Company specializes in offering credit solutions to low-income individuals, particularly those in class-four (Group D) employment roles such as cleaners, sweepers, and peons working in municipalities. The Company also extends credit to small-scale shopkeepers and vendors, with a strong focus on empowering women entrepreneurs. With extensive experience in the financing and investment sector in India, Dar Credit & Capital Limited has built a deep understanding of the market since its inception. In addition to their headquarters in Kolkata and regional office in Jaipur, DCCL operates through its branch offices across West Bengal, Rajasthan, Bihar and Jharkhand also Camp Offices are set up in the States of Madhya Pradesh and Gujarat. Over the past 30 years, their Company has developed a profound understanding of the financial needs of underbanked and underserved customers. Throughout this journey, the Company has not only gained insights into customer behaviour and requirements within this segment but have also implemented various initiatives to enhance the customer experience. These improvements have been driven by measures such as the adoption of digital sourcing and the digital disbursement of loans. In line with their vision, they have been constantly upgrading their technology platforms. A significant proportion of their sourcing and collections across assets and liabilities are digitalized using mobile phones / tablets, with an emphasis on Straight Through Processing (STP) while incorporating fraud and regulatory checks. PAN validation, e-KYC, Credit Bureau Data checks supporting multiple bureaus, and checks are fully automated using a robust integration layer.
Kfin Technologies Limited
Dar Credit & Capital operates in Banking and Finance and lending solutions. The Issue would be listed on SME. The registrar of the Issue is Kfin Technologies Limited. The IPO type of Dar Credit & Capital is Book Building Process and Object of issue is
Merchant Banker of Dar Credit & Capital IPO is GYR Capital Advisors Private Limited
The DRHP (Draft Red Herring Prospectus) of Dar Credit & Capital IPO was filed on 25 Nov 2024.
No, Dar Credit & Capital IPO is not yet listed. See other upcoming SME IPOs here.
The IPO open date and IPO close date of Dar Credit & Capital are not available now. You can apply in Dar Credit & Capital IPO online using either UPI or ASBA as a payment method. ASBA IPO application can be done through net banking of your bank account. UPI IPO application is also offered by brokers, though they don't handle any banking services.
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