58  Total SME IPOs listed in 2025

2,593.84 Crs.  Total funds raised in 2025

40  SME IPOs listed with Gain in 2025

18  SME IPOs listed with loss in 2025

58  Total SME IPOs listed in 2025

2593.84 Crs.  Total funds raised in 2025

40  SME IPOs listed with Gain in 2025

18  SME IPOs listed with loss in 2025

58  Total SME IPOs listed in 2025

2593.84 Crs.  Total funds raised in 2025

40  SME IPOs listed with Gain in 2025

18  SME IPOs listed with loss in 2025

58  Total SME IPOs listed in 2025

2593.84 Crs.  Total funds raised in 2025

40  SME IPOs listed with Gain in 2025

18  SME IPOs listed with loss in 2025

Dar Credit & Capital Limited IPO Analysis

Dar Credit & Capital IPO is a book build IPO listing on NSE EMERGE exchange. The company is based in Kolkata and caters to Banking And Finance sector. GYR Capital Advisors Private is the merchant banker of Dar Credit & Capital IPO. It is a SME UPCOMING IPO which filed its Draft Red Herring Prospectus (DRHP) on 25th November 2024.

Dar Credit & Capital IPO posted revenues of Rs 40.72 crores and PAT of Rs 6.08 crores in FY25 on annualised basis.

Nature of IPO : SME UPCOMING
Exchange : NSE EMERGE
IPO Type : Book Building

Dar Credit IPO Financial Performance (Restated)

Financial results of Dar Credit & Capital IPO based on restated financials as per prospectus and IPO review parameters can be referred to below.

Amount in ₹ crores
Financials
30-Jun-24
FY 24
FY 23
FY 22
Balance Sheet
Assets
230.10
235.06
186.79
169.38

Net Worth
66.35
65.34
62.15
59.93

Total Debt
159.25
165.59
120.45
106.07

Profit & Loss
Revenue
Revenue on annualised basis
9.72
38.88
32.05
24.79
24.23

EBITDA
EBITDA on annualised basis
7.23
28.92
21.58
16.22
15.60

PAT
PAT on annualised basis
1.52
6.08
3.68
2.72
2.23

Notes:
1) Total debt incluides long-term borrowings and short-term borrowings.
2) Revenue means the Revenue from Operations as appearing in the Restated Financial Statements.

Dar Credit IPO Key performance Indicators (KPI)

Dar Credit & Capital IPO PAT Margin is 15.64%, ROCE (Return on Capital Employed) is 3.13% as per latest financial. The below table shows Dar Credit & Capital IPO Key Performance Indicators (KPI) as mentioned in company’s prospectus.

Particulars
30-Jun-24
FY 24
FY 23
FY 22

EBITDA Margin (%)
74.38
67.33
65.43
64.38

PAT Margin (%)
15.64
11.48
10.97
9.20

EPS (Rs.)
1.52
3.68
2.72
2.23

ROE (%)
2.29
5.63
4.38
3.72

ROCE (%)
3.13
9.10
8.68
9.10

ROA (%)
0.66
1.57
1.46
1.32

Debt to Equity (x)  
2.40
2.53
1.94
1.77

Notes:
1) The EPS represents post-bonus basic EPS.
2) Return on Equity is ratio of Profit after Tax and Total Equity.
3) Return on Assets is ratio of Profit after Tax and Total Assets.
4) Debt to Equity is ratio of Total borrowings and Total Equity.

Dar Credit & Capital IPO Valuation Metrics

The market Capitalisation of Dar Credit & Capital IPO is Rs [●] crores at the time of IPO and other IPO valuation metrics of this IPO is mentioned below.

Key Metrics (at the time of IPO)


Market Capitalisation (Rs. Cr.):
[●]

Enterprice Value (EV) (Rs. Cr.):
[●]

EV/EBITDA (times) :
[●]

PE Multiple (times) :
[●]

P/B (times) :
[●]

NAV (Rs.) :
66.35

Notes:
1) The Enterprise Value is calculated as Market Cap. + Total Debt - Cash and Cash Equivalents.
2) Price to Book multiple is calculated as the ratio of Market Cap. and Net Worth post IPO proceeds.

What are the key financial metrics in Dar Credit prospectus?

The Dar Credit & Capital IPO prospectus highlights an Return on Equity (ROE) of 15%, Return on Assets (ROA) of 12%, and an EBITDA Margin of 18%, showcasing financial performance.

How do profitability ratios impact the evaluation of Dar Credit IPO?

Profitability ratios like Return on Equity (ROE), Return on Assets (ROA), and Net Profit Margin shows Dar Credit & Capital IPO financial report. Analysing these metrics can provide insights into the company’s efficiency, profitability, and long-term growth potential.

What is the market capitalisation for Dar Credit IPO ?

The post-IPO market capitalisation of Dar Credit & Capital IPO is ₹[●] Cr, based on the issue price and share structure. It helps investors gauge the company’s valuation and compare it with industry peers before investing.

What is the PE Multiple of Dar Credit IPO?

The Dar Credit & Capital IPO has a Price-to-Earnings (PE) ratio of [●], indicating valuation compared to industry peers. It helps investors determine if the stock is overvalued or undervalued compared to its earnings and industry peers.

What is the Revenue of Dar Credit & Capital IPO?

Dar Credit & Capital IPO reported revenue of ₹40.72 Cr in the latest fiscal year, showing business performance, on annualised basis. Revenue figures from Dar Credit & Capital IPO provide insights into sales growth, market demand, and business scalability.

What is the EBITDA of Dar Credit & Capital IPO?

Dar Credit & Capital recorded an EBITDA of ₹ 28.92 Cr., reflecting operational efficiency. EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortisation) measures operational profitability.

What is the PAT of Dar Credit & Capital IPO?

Dar Credit & Capital Profit After Tax (PAT) is ₹6.08 Cr, reflecting earnings growth. Profit After Tax (PAT) reflects the company’s actual earnings after all expenses, taxes, and deductions

IPO Key Highlights

*At the time of IPO, on Annualised Basis
  • Revenue: ₹ 38.88 Cr.
            EBITDA: ₹ 28.92 Cr.
            PAT: ₹ 6.08 Cr.
  • EBITDA Margin: 74.38 %
            Pat Margin: 15.64%
  • Net Worth: ₹ 66.35 Cr.
  • Market Capitalisation: [●]
  • P/E: [●]
  • P/BV: [●]
  • EV/EBITDA: [●]

Revenue

(As Annualised)

EBITDA

(As Annualised)

PAT

(As Annualised)
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FAQs

Dar Credit & Capital operates in Banking And Finance and . The Issue is listed on NSE EMERGE in Apr, 2025. Dar Credit & Capital IPO size was with Issue price of .

Dar Credit & Capital IPO subscription was X. IPO subscription refers to applications received in an IPO by each quota, i.e., QIB, Retail, and NII. In some IPOs, Eligible employee quota and shareholder’s quota are also present. Learn more about IPO subscriptions here.

Dar Credit & Capital IPO listed at a listing price of against the offer price of .

The current market price of Dar Credit & Capital is .

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